Financial planning - Investment tax
Tax coordination for the accounts you already invest in.
Asset location, capital gains planning, loss harvesting review, and equity compensation, working alongside your investment advisor.
WHO IT'S FOR
Planning that fits a specific situation.
- Households with taxable brokerage accounts and meaningful annual gains
- Employees with RSUs, ISOs, NSOs, or an ESPP and uncertain tax exposure
- Investors who want their advisor and CPA reading from the same plan
- Anyone facing a large sale, a concentrated position, or a capital gains question
WHAT'S INCLUDED
Asset location review
Which holdings belong in taxable, tax-deferred, and Roth accounts to cut the annual tax drag.
Capital gains planning
Timing of sales, gain harvesting in low-bracket years, and cost basis questions.
Loss harvesting review
Reviewing realized and unrealized losses and the wash sale rules around them.
Equity compensation
RSU, ISO, NSO, and ESPP tax treatment, withholding gaps, and estimated payments.
01
Free consult
A direct 30-minute call to understand your situation, timeline, and the decisions ahead.
02
Written plan
A clear, tax-aware plan: what to do now, what to monitor, and the order to do it in.
03
Coordinate
We loop in your attorney, investment advisor, or insurance agent when an issue calls for one.
04
Review
Planning is revisited as tax law, income, and family circumstances change.
Do you give investment advice or manage money?
No. The firm does not select investments or manage accounts. The work is the tax side, coordinated with the advisor who manages your portfolio.
Can you help if I have RSUs or stock options?
Yes. Equity compensation creates some of the largest avoidable tax surprises, and planning before vesting or exercise is where most of the value is.
What if I do not have an investment advisor?
The firm can still handle the tax planning and describe what a good advisor relationship looks like if you decide to add one.
MORE PLANNING AREAS
START HERE
Talk through your situation with a licensed Texas CPA.
No obligation. We will map the planning questions and confirm scope before any work begins.