Financial planning - Business owners
Planning that connects the business to your household.
Owner compensation, the right retirement plan for the company, entity strategy, and a path toward succession or exit.
WHO IT'S FOR
Planning that fits a specific situation.
- Owners whose personal finances and business finances are tangled together
- Profitable businesses with no retirement plan, or the wrong one
- Owners thinking about selling or handing down the business within the next decade
- S corporation owners weighing salary, distributions, and benefits
WHAT'S INCLUDED
Owner compensation
Reasonable salary, distributions, and benefits set to balance tax and retirement goals.
Retirement plan selection
Choosing among SEP, SIMPLE, 401(k), and defined benefit plans for the business.
Entity and tax strategy
Whether the current entity structure still fits, and the tax that rides on it.
Succession and exit
Early planning for a sale, transfer, or wind-down so the tax result is not an accident.
01
Free consult
A direct 30-minute call to understand your situation, timeline, and the decisions ahead.
02
Written plan
A clear, tax-aware plan: what to do now, what to monitor, and the order to do it in.
03
Coordinate
We loop in your attorney, investment advisor, or insurance agent when an issue calls for one.
04
Review
Planning is revisited as tax law, income, and family circumstances change.
I already have a CPA for the business. Why this?
Business owner planning ties the company to the household: compensation, retirement plans, and exit. Many tax engagements never reach those questions.
When should I plan for selling my business?
Several years before a sale. The structure you set up early drives the tax outcome, and last-minute changes rarely help.
Which retirement plan is best for my business?
It depends on payroll, owner age, and how much you want to contribute. The point of the review is to match the plan to the business.
MORE PLANNING AREAS
START HERE
Talk through your situation with a licensed Texas CPA.
No obligation. We will map the planning questions and confirm scope before any work begins.